It can be expensive to borrow small amounts of money and borrowing may not solve your money problems.
Check your options before you borrow:
For information about other options for managing bills and debts, ring 1800 007 007 from anywhere in Australia to talk to a free and independent financial counsellor.
Talk to your electricity, gas, phone or water provider to see if you can work out a payment plan.
If you are on government benefits, ask if you can receive an advance from Centrelink
www.humanservices.gov.au/advancepayments.
The Government’s MoneySmart website shows you how small amount loans work and suggest other options that may help you.
*This statement is an Australian Government requirement under the National Consumer Credit Protection Act 2009
Link for Humanservices.gov.au/advancements:
https://www.servicesaustralia.gov.au/individuals/topics/advance-payment/30201
Link for MoneySmart:
https://www.moneysmart.gov.au/borrowing-and-credit/payday-loans
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